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Fremont Uninsured/Underinsured Motorist Accident Attorneys

The Best Underinsured Motorist Accident Attorney in Fremont

Fremont is Nebraska's economic hub, with major highways traversing the city. Nebraska Highway 36 and US 275 are some of the busiest roads in Fremont. While the presence of major roads is good for the economy and increases the quality of life, it has also increased the risk of accidents.

Despite the laws in Nebraska, some motorists don't have valid car insurance policies. If you have been injured in an accident involving an underinsured or uninsured motorist, get in touch with our trusted Fremont car accident lawyers right away. Our attorneys at Bottlinger Law L.L.C. understand the complications involved in these claims and can fight to help you get compensated. Call (402) 505-8234 to schedule an appointment.

Who Is an Uninsured Driver?

An uninsured driver doesn't have insurance coverage on their vehicle. Some drivers sometimes fail to notice that their insurance policy has expired and needs renewal. This will have them driving around believing they are insured when they are not. If you get into an accident involving an uninsured driver and have uninsured motorist coverage, you should be compensated for the damages suffered if you did not cause the accident.

However, insurance companies tend to reject uninsured motorist claims or make it extremely difficult to pay you for damages. If your insurance company makes it challenging for you to file a claim, it is crucial to work with an experienced Fremont uninsured motorist accident attorney. Competent lawyers know their way around the law and will prevent the insurance company from forcing you to accept unfair settlements or deny you compensation altogether.

Who Is an Underinsured Motorist?

Sustaining injuries in an accident caused by an underinsured motorist can be frustrating. Generally, the party responsible for the Fremont accident is liable for the damages. In some cases, the damages suffered in an accident might exceed what the at-fault party's insurance policy covers. If the at-fault driver's policy covers only the minimum required coverage, chances are the cost of damages will exceed them. In this case, the at-fault drivers will be considered ‘underinsured’.

If you have uninsured/underinsured insurance coverage, it should help pay for costs. This means that instead of filing a claim against the at-fault party, you can file a claim against your own insurance company up to the maximum amount covered in your policy. As mentioned earlier, most insurance companies are reluctant to engage in such claims. They also refuse to be fair and may offer extremely low settlement offers. This is why you need to work with an attorney.

What Damages Will an Uninsured/Underinsured Policy Cover?

An uninsured or underinsured policy covers a wide range of damages. Your car insurance plan should indicate whether you have underinsured or uninsured coverage. Some of the damages covered by this insurance policy include:

  • Loss of wages
  • Hospital bills, ambulatory services, and emergency room expenses
  • Pain and suffering
  • Loss of wages
  • Mental anguish
  • Loss of earning capacity

While you expect your insurance company to always support your claim, that might not be the case in some circumstances. Insurance companies are organizations that prioritize profits. While you might be protected by underinsured/uninsured motorist coverage, getting compensated is never an easy process. The insurance company will need you to prove that the other driver was responsible for the accident and that you deserve compensation.

Let Our Team of Fremont Accident Attorneys Help Your Case

If you have been injured in an accident caused by an underinsured or uninsured driver, you may have the right to seek compensation. Our skilled Fremont personal injury attorneys at Bottlinger Law L.L.C. are ready to help you get compensated for damages. We will answer any questions and concerns you might have regarding your case. Call (402) 505-8234 to talk to our attorneys.

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