Omaha Uninsured Motorist Claim Attorneys
With a few exceptions, proof of financial responsibility (usually a certificate of insurance) is required by law for all registered vehicles in Nebraska. The exceptions include boats, snowmobiles, and campers on the backs of trucks. The minimum liability insurance coverage requirements in this state are:
- $25,000 per person for bodily injury
- $50,000 total bodily injury per accident if more than one person is hurt
- $25,000 for property damage
In spite of the law, some drivers let their liability insurance policies expire and continue to operate their vehicles with no insurance. Unfortunately, these negligent drivers sometimes cause accidents, in which case they have no insurance to cover the injured party’s damages.
If you have been injured in an accident with an uninsured motorist, contact Bottlinger Law L.L.C. We handle all types of car accidents, including uninsured motorist claims. There are often options available to recover compensation for your injuries and other damages.
Compensation Options After an Accident with an Uninsured Motorist
A traffic crash caused by an uninsured motorist could result in property damage, medical expenses, lost wages, and pain and suffering. You deserve to be compensated for these losses. Options for pursuing compensation may include:
Civil Lawsuit Against the At-Fault Driver
If an uninsured motorist caused your injuries, you have the option under the law to file a civil lawsuit to recover damages from the at-fault driver’s assets. The problem with this approach is that drivers who neglect to carry liability insurance as required by law often have no recoverable assets with which to reimburse the injured party.
Uninsured Motorist Coverage
Another option is to file a claim under the uninsured motorist coverage of your own auto insurance policy. However, even though you pay for and are entitled to this coverage, insurance companies may be reluctant to pay out proceeds, claiming, for example, that:
- You failed to follow a procedural requirement;
- The injury was not caused by the motor vehicle accident;
- The medical treatment received was not reasonable or necessary.
In such a case, it can make all the difference to have an attorney representing you who is well-versed in the law and has extensive experience dealing with insurance companies.
Med Pay Coverage
If you have medical payments coverage on your auto insurance policy, this may be another option for pursuing compensation after a traffic crash caused by an uninsured motorist. This coverage may apply to any medical expenses resulting from an automobile accident, no matter who was at fault.
Uninsured Motorist Car Accident Lawyer in Omaha
If you have been injured in a crash caused by an uninsured driver, it is in your best interests to speak with an Omaha car accident attorney as soon as possible. You are likely dealing with the high cost of medical treatment, property damage, and time away from work to recover from your injuries, as well as pain and suffering. You have the right to seek full compensation for your losses. At Bottlinger Law L.L.C., we work with you to get the compensation you deserve. Contact us at (402) 505-8234 to schedule a free consultation.
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